Same thing happened to me in my early 20's. In the end, I decided to shave my head. Now, I love not having to have to worry about what to do about it.

Consider giving a shaved head a try. If you hate it, you can always grow it all back. I haven't been to a barber in years. I have my own electric clippers that I use to shave my own head about 2 times a week.

You might be nervous at first to try something radical like that. I was. But it was such a relief to me when I finally did it and found that it could be the perfect solution to the whole balding thing.